• Sun. Oct 5th, 2025

What Is GUSD and How Gate is Transforming Stablecoins With Real World Asset Yields

What Is GUSD?

Gate recently launched GUSD, an investment certificate that provides users with low-risk investment returns, supported by real world assets (RWAs) such as U.S. Treasury bonds, which has just surpassed $120 million minted since its launch just 2 weeks ago


Key Takeaways

  • GUSD is Gate’s yield-bearing investment certificate backed by U.S. Treasury bonds that automatically compounds returns, allowing users to receive both principal and accrued interest upon redemption rather than serving merely as a payment medium.

  • According to Gate, the stablecoin has rapidly gained market traction with over $120 million minted since its August 2025 launch, and is integrated across Gate’s trading, staking, and Launchpool ecosystem.

  • Gate’s strategic multi-stablecoin portfolio spanning GUSD, USD1, and USDC partnerships positions the exchange as an innovation hub that serves different user segments from yield-seekers to institutional clients.


This article is brought to you by Gate.

What is GUSD Gate

Macro Landscape – RWA and Stablecoins

Real world assets (RWA) are rapidly becoming the bridge between traditional finance and Web3. With tokenized money-market funds, treasuries, and stablecoins leading this transformation, the sector has already reached over $25 billion in market value. Stablecoins, now surpassing $150 billion in circulation, serve as both the liquidity rails and programmable collateral backbone of this transitition.

Regulatory clarity is accelerating this evolution. Policymakers across the U.S., Europe, and Asia are establishing clearer frameworks for asset-backed tokens, with initiatives like Europe’s MiCA regulation and the U.S.’s GENIUS Act providing institutional-grade compliance pathways. This regulatory foundation is accelerating adoption and creating unprecedented opportunities for compliant stablecoin innovations that can bridge traditional finance yields with DeFi utility.

The Role of Centralized Exchanges in RWA and Stablecoin Adoption

Centralized exchanges remain the critical gateway for stablecoin adoption. By listing, providing liquidity, and integrating stablecoins into Earn, Launchpool, and derivatives, CEXs translate policy-compliant innovation into user-facing products. Their compliance frameworks and reserve transparency also help bridge institutional and retail confidence.

The competitive landscape among major exchanges reveals distinct strategic approaches:

Binance leverages its massive scale by listing a broad range of stablecoins and expanding Earn products, positioning USDC and FDUSD within regulated frameworks.

OKX focuses on structured yield products and on-chain liquidity solutions, integrating RWAs and stablecoins to strengthen its institutional appeal.

Gate has differentiated itself as the innovation hub for compliant stablecoins, building strategic partnerships and early adoption—launching GUSD, while deepening USD1 integration across margin, perpetuals, points program, and Launchpool campaigns, along with additional on-chain integrations.

Exchange

Stablecoin/RWA Focus

Key Integrations & Products

Strategic Edge

Binance

Broad coverage of major stablecoins (USDT, USDC, FDUSD) and early RWA pilots

Simple Earn with Treasury-linked yields, wide stablecoin listings, FDUSD liquidity push

Scale and dominance: widest user base, liquidity depth, fastest onboarding of stablecoin markets

OKX

RWA-linked yield and DeFi integrations

On-chain structured yield products, stablecoin staking, cross-chain wallets

Institutional positioning: bridges RWAs with DeFi liquidity, strong infrastructure for asset tokenization

Gate

Exclusive partnerships and early adoption (USD1, GUSD, USDC)

GUSD stable-yield (4.4% APR), USD1 Points Program, strategic integrations with Circle, WLFI, Paxos

Differentiation: focuses on ecosystem-building, transparency (PoR), and user-centric incentives; fastest mover in stablecoin innovation

Introducing GUSD: A Revolutionary Yield-Bearing Investment Certificate

Gate’s GUSD was officially launched on August 29, 2025 as an investment certificate backed by real-world assets such as U.S. Treasury bonds. Unlike traditional stablecoins that serve merely as a medium of exchange, GUSD itself is an investment certificate with an appreciation attribute, with returns derived from the interest generated by underlying RWA assets.

The innovation lies in GUSD’s unique mechanism: users do not need to collect interest daily; instead, they receive both principal and accrued interest upon redemption. For example, if a user mints GUSD with 100 USDT and the accumulated return reaches 20% at redemption, they will receive 120 USDT. This gives GUSD both stability and growth over time.

Why GUSD Matters:

  • Scale Achievement: GUSD surpassed the $120 million milestone, demonstrating strong market adoption and a solid foundation.

  • Yield Innovation: Offers stable returns through underlying Treasury-backed assets, providing 4.4% APR.

  • Accessibility: Supports dual-currency minting with USDT and USDC for easier access worldwide.

  • Transparency: Gate’s commitment to gradually disclosing reserve proofs and custodian cooperation details ensures full backing verification.

GUSD Use Cases at Gate

GUSD’s utility extends far beyond traditional stablecoin functions, offering multiple integrated use cases:

Stable Yield Generation

Gate has opened Simple Earn flexible savings for GUSD, with Gate Launchpool officially opening its first GUSD staking pool, allowing users to receive 4.4% APR staking opportunities.

Trading and Liquidity

  • Spot Trading: Direct USDT/GUSD exchange on spot markets.

  • 1:1 Conversion: Seamless conversion from USDT/USDC through Gate’s staking interface.

Ecosystem Integration

  1. Launchpool Participation: Eligible for Gate Launchpool campaigns with attractive reward mechanisms.

  2. On-chain DeFi: Integration with decentralized applications for broader utility.

Stablecoin Landscape: GUSD vs Major Market Players

Stablecoin

Issuer

Backing Assets

Regulatory

Transparency

Marketcap

Use Cases

Key Feature

GUSD (Gate)

Gate

RWA

Gate Compliance Framework

100% reserve proofs planned

$120M 

Stable yield, trading, staking, launchpool

4.4% APR, RWA-backed, appreciating assets

USDC

Circle

90% short-term US Treasuries, 10% cash / equivalents

U.S. regulated, MICA compliant

Monthly attestations by Big Four

$32.8B

Trading, Trading. DeFi, payments, corporate treasury

Full transparency, regulatory compliance, institutional grade

USDT

Tether Limited

Mixed reserves (cash, treasuries, commercial paper)

Limited regulatory oversight

Quarterly reports

$83.2B

Trading, cross-border payments, liquidity

Highest liquidity, multi-blockchain support. market leader

USD1

World Liberty Financial (backed by Donald Trump)

Short-term US Treasury bills, USD deposits, and cash equivalents 

Multi-jurisdictional compliance with BitGo custody

Chainlink Proof of Reserves, quarterly audits

$2.6B

Institutional treasury, cross-border payments, DeFi

Z​ero-fee minting/redemption, institutional custody, cross-chain via CCIP​

Gate’s Other Strategic Stablecoin Partnerships

Gate has positioned itself as a hub for compliant stablecoins, forging strategic partnerships across multiple issuers:

Gate’s approach creates synergistic stablecoin portfolio, spanning multiple tokens:

  • GUSD: Yield-bearing RWA certificates for growth-oriented users

  • USD1: The world’s first USD1 points program on Gate

  • USDC: Global liquidity and DeFi integration for traders

  • Traditional stablecoins: Maintaining market maker relationships and user choice

Conclusion

Gate’s launch of GUSD marks a paradigm shift in the stablecoin landscape, moving beyond simple payment rails to yield-bearing digital instruments backed by real-world assets. According to Gate, minting has already surpassed $120 million, exemplifying the convergence of TradFi and DeFi. 

The convergence of RWA tokenization, regulatory clarity, and CEX innovation positions GUSD at the forefront of the next wave of crypto adoption. As the $25+ billion RWA market continues expanding, products like GUSD will likely become the standard for institutional-grade digital asset management. Alongside strategic integrations with USDC and USD1, Gate is cementing its role as a global hub for stablecoin innovation—bridging regulatory-grade compliance with Web3-native utility and accelerating the evolution of stablecoins into a core pillar of the next financial era.

This article is only for informational purposes and should not be taken as financial advice. Users should do their own research before investing in any cryptocurrency.